Privacy Policy

This Privacy Policy describes how your personal information is collected, used, and shared when you visit or interact with https://factorfinancial.com/ (the “Site”).

Definitions

For purposes of this Privacy Policy, we collect device-related information (“Device Information”) and general information (“General Information”), which together constitute personal information (“Personal Information”).

Personal Information We Collect

When you visit the Site, we automatically collect certain information about your device, including your web browser, IP address, time zone, and some of the cookies installed on your device. As you browse the Site, we may collect information about the individual web pages or products you view, what websites or search terms referred you, and information about how you interact with the Site. We refer to this as “Device Information.”

We collect Device Information using:

  • Cookies – Data files placed on your device.
  • Log Files – Track actions occurring on the Site (IP, browser type, ISP, referring/exit pages, date/time stamps).
  • Web Beacons / Tags / Pixels – Electronic files recording browsing behavior.

How We Use Device Information

We may use device information to screen for fraud (especially IP address) and to improve and optimize the Site. We may also share Personal Information to comply with laws, subpoenas, lawful requests, or to protect our rights.

General Information

If you fill out any contact form or provide information by phone or via WhatsApp or SMS, we may collect your name, age, address, annuity contract information, credit history, date of birth, email, employment status, gender, income, marital status, prior annuity transfer history, social media account, social security number, info, and telephone number used only in an effort to complete an assignment of annuity payments. We refer to this as “General Information.”

How We Use Your Personal Information

We use General Information to be able to process structured settlement annuity payment transfers and may use contact information including address, email, social media accounts, and telephone numbers for marketing purposes. We do not sell your information. We may share Personal Information only as needed to assist with a transaction, including:

  • Court clerks
  • Child support offices
  • Credit reporting agencies
  • Life insurance agents (for life contingent transfers)
  • Original structured settlement attorney
  • Outside counsel
  • Insurance company personnel

Targeted Advertising

We may use Personal Information for marketing or targeted advertising.

Links to advertising privacy settings:

Additionally, you can opt out of some of these services by visiting Your Ad Choices opt-out portal.

Do Not Track

We do not change our data collection practices when we receive a Do Not Track signal

Your Rights

If you are a European resident, you may request access, correction, updating, or deletion of your Personal Information. You may contact us through any contact form. Your information may be transferred outside Europe, including to the United States.

Data Retention

When you provide us General Information which includes Personal Information, we may keep it unless you ask us to delete it.

Site Not Intended for Minors

The Site is not intended for individuals under 18.

Changes

We may update this Privacy Policy from time to time to reflect changes in practices or requirements.

Contact Us

For questions about our Privacy Policy contact us via the contact form on our website or the mailing address below.

Mailing Address:

Factor Financial
6615 W Boynton Beach Blvd
Boynton Beach FL 33437-3526
United States

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