Structured Settlement Quote | Annuity Payments

Structured Settlement Quote
Annuity Payments | Factor Financial

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Get a Quote for Your Structured Settlement

We’ll give you a fast, accurate structured settlement quote or annuity quote with no hassle and no games — just clear answers and friendly service. To get a quote, all we need is:

  • Let us know if your payments are guaranteed or life contingent.
  • The name of the insurance company that issues your annuity.
  • The dates, amount, and number of payments you’re thinking of selling (including any annual cost-of-living increase, if applicable).

That’s it! If your request involves life contingent annuity payments, we may need a little extra time to confirm the cost to insure you. If you accept our offer, we’ll fill out a quick application that takes about ten to twenty minutes. Feel free to jump to our Sell Structured Settlement Frequently Asked Questions.

Annuity vs Structured Settlement — What’s the Difference?

A structured settlement comes from a legal claim awarded to a plaintiff. Most settlements come from an accident (like a car accident), malpractice, personal injury or wrongful death, but sometimes through violation of civil rights or discrimination.

An annuity can also be a standalone investment that has nothing to do with a lawsuit or structured settlement that is often used in retirement planning.

In simple terms:

  • Structured settlement = where the money comes from.
  • Annuity = how the settlement money is paid out.
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Call us for a structured settlement quote!

The Process

In a Nutshell

Refer to this page for detailed information on the process to sell structured settlement payments.

  • Tell us about your payments — Call us to request a structured settlement quote.
  • Get a fast, fair quote — we’ll give you an honest offer with no unnecessary paperwork upfront.
  • Accept the offer and send required documents — if you decide to move forward, we’ll take a quick application over the phone and ask you to send us copies of your annuity documents.
  • Sign contract — Sign the contract package. If selling life contingent payments work with your Account Executive to get a life insurance policy.
  • Attend the court hearing — a judge approves the transfer to make sure the transfer is in your best interest.

Our Transparency Promise

From the moment you ask for a structured settlement quote till the day we fund you; we’ll keep you informed every step of the way.

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