Structured Settlement Quote
Annuity Payments | Factor Financial
Get a Quote for Your Structured Settlement
We’ll give you a fast, accurate structured settlement quote or annuity quote with no hassle and no games — just clear answers and friendly service. To get a quote, all we need is:
- Let us know if your payments are guaranteed or life contingent.
- The name of the insurance company that issues your annuity.
- The dates, amount, and number of payments you’re thinking of selling (including any annual cost-of-living increase, if applicable).
That’s it! If your request involves life contingent annuity payments, we may need a little extra time to confirm the cost to insure you. If you accept our offer, we’ll fill out a quick application that takes about ten to twenty minutes. Feel free to jump to our Sell Structured Settlement Frequently Asked Questions.
An annuity can also be a standalone investment that has nothing to do with a lawsuit or structured settlement that is often used in retirement planning.
In simple terms:
- Structured settlement = where the money comes from.
- Annuity = how the settlement money is paid out.

The Process
In a Nutshell
Refer to this page for detailed information on the process to sell structured settlement payments.
- Tell us about your payments — Call us to request a structured settlement quote.
- Get a fast, fair quote — we’ll give you an honest offer with no unnecessary paperwork upfront.
- Accept the offer and send required documents — if you decide to move forward, we’ll take a quick application over the phone and ask you to send us copies of your annuity documents.
- Sign contract — Sign the contract package. If selling life contingent payments work with your Account Executive to get a life insurance policy.
- Attend the court hearing — a judge approves the transfer to make sure the transfer is in your best interest.






